Don’t like but love your business!

Once a student asked his teacher:

“Sir what’s the difference between “like” and “love”?

The teacher’s answer was a masterpiece:

“When you like a flower, you just pluck it. But when you love a flower, you water it daily! ”

———–
Once you start loving your business, you will start caring more for its proper growth. Stop liking and start loving your business!

NeoGrowth loans will be a great help for your business proper growth.


NeoGrowth Credit Pvt Ltd can help you get business loans. For more information refer here : https://www.neogrowth.in/applyNow/

You can also download NeoGrowth-business-loans PDF file for your reference.

Post By NeoGrowth Credit – Business Loans specially created for Retailers & Online Sellers

For more Information – email us on digital@neogrowth.in

Or Give Missed Call @ 08080861166

Your business needs you to relax!

Gautam Buddha was once meditating under a banayan tree. A group of young girls passed by him playing a musical instrument called lute. Buddha saw how the girls were adjusting the strings of their music instrument so that it produces the beautiful music.

He thought: “ You must first learn how to tune the string. Make it too loose and it will not sound desirable, make it too tight and it will break.”

He concluded by repeating “not too tight, not too loose”. Buddha had got the answer to attain happiness.

Same as the strings, thinking too much of your business work should be avoided and try to take a break to relax which will help increase your productivity!

NeoGrowth helps to relax your financial strain by its business loans.


NeoGrowth Credit Pvt Ltd can help you get business loans. For more information refer here : https://www.neogrowth.in/applyNow/

You can also download NeoGrowth-business-loans PDF file for your reference.

Post By NeoGrowth Credit – Business Loans specially created for Retailers & Online Sellers

For more Information – email us on digital@neogrowth.in

Or Give Missed Call @ 08080861166

Art is the business which you have created!

Once a bird asked a Bee –

” After a continuous hard-work, you prepare the honey. But a man steals your honey. Do you not feel sad? “

Then the Bee replied:

“Never… Because a man can only steal my honey not the ART of making honey..!! “

In the same way, your business is the art which you have created. Like the Bee, it takes a lot of hard work and perseverance to create it. Even if people try to “steal” your idea, still your business is your piece of art which only you can draw it!

NeoGrowth has helped many businesses to sustain their “art” through  business loans. 


NeoGrowth Credit Pvt Ltd can help you get business loans. For more information refer here : https://www.neogrowth.in/applyNow/

You can also download NeoGrowth-business-loans PDF file for your reference.

Post By NeoGrowth Credit – Business Loans specially created for Retailers & Online Sellers

For more Information – email us on digital@neogrowth.in

Or Give Missed Call @ 08080861166

NeoGrowth helps to complete the puzzle of your business!

If you own a business, then you are very similar to the little one in this story :

————-

A Father was reading his emails and his little daughter every now & then distracted him. To keep her busy, he tore one page on which was printed the map of the world. He tore it into pieces and asked her to go to her room and put them together to make the map again.

He was sure she would take the whole day to get it done. But the little one came back within minutes with perfect map. When he asked how she could do it so quickly, she said, “Oh…. Dad, there is a man’s face on the other side of the paper… I made the face perfect to get the map right.” She ran outside to play leaving the father surprised.

————-

Your business is like a puzzle which will be tough to crack. There will be all sort of problems. But in the end, you have made your business by completing the puzzle.


And we @NeoGrowth HELP you in the process to complete your puzzle by giving you financial aid for your business!


NeoGrowth Credit Pvt Ltd can help you get business loans. For more information refer here : https://www.neogrowth.in/applyNow/

You can also download NeoGrowth-business-loans PDF file for your reference.

Post By NeoGrowth Credit – Business Loans specially created for Retailers & Online Sellers

For more Information – email us on digital@neogrowth.in

Or Give Missed Call @ 08080861166

Light up your business through NeoGrowth loans

Have you ever thought how tough was to make the first light bulb?

While trying to invent a bulb, Thomas Edison tried 2000 different materials in search of a filament to light it. When none worked satisfactorily, his assistant complained, “All our work is in vain. We have learned nothing.”

Edison replied very confidently, “Oh, we have come a long way and we have learned a lot. We know that there are two thousand elements which we cannot use to make a good light bulb.”

Business needs patience to grow and we @NeoGrowth help light up your business to new heights!


NeoGrowth Credit Pvt Ltd can help you get business loans. For more information refer here : https://www.neogrowth.in/applyNow/

You can also download NeoGrowth-business-loans PDF file for your reference.

Post By NeoGrowth Credit – Business Loans specially created for Retailers & Online Sellers

For more Information – email us on digital@neogrowth.in

Or Give Missed Call @ 08080861166

Focus more on your business through NeoGrowth loans

On his 9th birthday, a father gifted a magnifying glass to his son. With full enthusiasm, he tried to light up a paper with it using the sun rays coming from his window. He kept moving the glass in the hope that it will light up the paper faster. After few minutes, his patience wore off and felt frustrated.

On watching this, his dad approached and told him “Focus to not move and you will get it work”. He tried again without moving and with a smile on his face the paper finally lighted up!

Focus more on your business through NeoGrowth loans


NeoGrowth Credit Pvt Ltd can help you get business loans. For more information refer here : https://www.neogrowth.in/applyNow/

You can also download NeoGrowth-business-loans PDF file for your reference.

Post By NeoGrowth Credit – Business Loans specially created for Retailers & Online Sellers

For more Information – email us on digital@neogrowth.in

Or Give Missed Call @ 08080861166

Get the strength and support for your business through NeoGrowth loans!

A boy along with his father were in a sports shop. The boy saw some dumbbells in the shop which some buyers were lifting and checking it. His curious mind asked his father-

“Can i lift this dumbbells, like this people do?”

His father responded –

“ If you use all your strength, then you can”.

The boy pumped himself, took a deep breather, closed his eyes and with all his strength he tried to lift a dumbbell placed on the lowest shelf. He tried desperately and finally he gave up. Filled with sadness, he asked his father –

“You told me i could lift it!”.

His dad gently smiled and said,

“I told you to use all your strength. You never asked for my help.”

The boy understood, and giving a slight smile, both lifted the dumbbell!


Your strength is not only yours but your support system too!


Get the strength and support for your business through NeoGrowth loans!


NeoGrowth Credit Pvt Ltd can help you get business loans. For more information refer here : https://www.neogrowth.in/applyNow/

You can also download NeoGrowth-business-loans PDF file for your reference.

Post By NeoGrowth Credit – Business Loans specially created for Retailers & Online Sellers

For more Information – email us on digital@neogrowth.in

Or Give Missed Call @ 08080861166

How Stress impacts your business?

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There always will be ups and downs in a business- some days will be very good, somedays will be bad. But a wrong decision, a bad move can always turn your good day to bad and bad day to worse! Though sometimes we don’t have the control on the situations but many times its the “impulsive” decisions which happen without thinking deeply into the problems around you. Even the most sound businessman have fell prey to it. But why it happens?

One of the main reasons is the mental stress.

The stress can be categorised in the following ways:

  1. Family Stress: As per studies, the various issues arising within a family are a big reason for creating stress in life.
  2. Society Stress: Many times its not problems within a family, but the society around you which has many ways to make you stressful!
  3. Pressure to beat others: This may sound weird, but it has been found that sometimes “successful people” tend to create stress for themselves by trying to become bigger than others/competitors.
  4. Financial Stress: Money related issues tend to create a lot of tensions.
  5. Unexpected events: Apart from the above mentioned reasons, there are many times some unexpected events which tends to increase the stress in life.

How stress impacts your business:

  1. Wrong decisions: Stress blanks our thinking ability which makes a person take wrong decision in his business causing a loss to him. Many times- big businesses having a huge capital and profit took wrong decisions and suffered a great loss.
  2. Low motivation: Motivation is always required throughout your business life. It doesn’t matter if things are going good or bad, a self motivation always guides you to the right path. During stressful situations, we tend to become less motivated which makes us feel bad of everything around us and hence we start dedicating less time to our business. This in turn impacts the overall performance.
  3. Missing the good opportunities: Because of the above 2 reasons, we may miss / ignore to analyse some good opportunities which might be there for your business. And your competitors can channelize on it before you!

What we can do?

There are many ways through which we can reduce stress in our life. Some of the main points which you should consider are:

  1. Meditation and concentration exercises
  2. Have a good healthy food
  3. Consult a professional physician
  4. Positive outlook towards life

 


NeoGrowth Credit Pvt Ltd can help you get business loans. For more information refer here : https://www.neogrowth.in/applyNow/

You can also download NeoGrowth-business-loans PDF file for your reference.

Post By NeoGrowth Credit – Business Loans specially created for Retailers & Online Sellers

For more Information – email us on digital@neogrowth.in

Or Give Missed Call @ 08080861166

NeoGrowth Mantra Tips for a successful business

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The three pillars to achieve success in any business venture are:

  1. Hard Work: Yes, you must have heard it many times! But nothing comes easily. If you ask any successful business man that what is their success mantra- they will all have one word in common – determination, perseverance and hard work. Hard work doesn’t mean success always but it means a strong determination and passion to follow a path in which you believe. It may bring you success , it may bring you failure but hard work is the journey which you need to cherish to go on!

  2. Right Approach: To reach your business goal, there may be many approaches. Its upto you to decide which will be the best for you. Sometimes, you need to change your approach, leave old ones and adopt new ones – but whatever you do – it should be done with proper thought and consideration. A right approach is determined based on your customer preference, technology, latest trends and other factors influencing your business.

  3. Funds at right time: All business at some point of time need funds to grow/expand/revamp themselves. Proper funds at the right time is essential for the success of any business. We @NeoGrowth help you achieve your business goals through our loans.


NeoGrowth Credit Pvt Ltd can help you get business loans. For more information refer here : https://www.neogrowth.in/applyNow/

You can also download NeoGrowth-business-loans PDF file for your reference.

Post By NeoGrowth Credit – Business Loans specially created for Retailers & Online Sellers

For more Information – email us on digital@neogrowth.in

Or Give Missed Call @ 08080861166

How NeoGrowth helps SMEs to get access for working capital

SMEs are gathering strength and showing massive growth levels and (future) potential in today’s economic scenario. However, despite this being the case, in a good number of countries in the world, gaining access to and managing working capital continues to be a major obstacle that SMEs have to contend with.

“Working capital”, in the simplest terms, refers to the liquid capital (i.e., cash or funds) that SMEs can use to match the growth rate of the business. And, currently, the major hurdles SMEs have to face (and work with) are the huge gap that exists between the funds required by SMEs and the funds actually available, and efficiently managing the lean capital that they do have access to.

Challenges That SMEs Face

Why this gap between available funds and required funds exists in the first place is because the very nature of SMEs makes most banks and financial institutions hesitant to pour funds into them. (On the flip side, though, many SMEs, even when they do qualify for financial aid, also do not find the available schemes and loans suitable for their requirements.)

Here are some of the challenges that cause this scenario:

  • Low Revenue, High Cost Requirements of SMEs: SMEs often follow a business model where the revenue they gain per customer is pretty low in comparison to the startup’s cost of production, distribution, and manpower. And this in turn makes credit risk a high probability, which consequently makes banks hesitant to invest in such enterprises.
  • Lack of Entrepreneurial Experience: SMEs are mostly run by first-time entrepreneurs who lack experience and references in their fields. Hence, they often find it difficult not only to manage their available finances, but to also to raise more capital from investors when they need it. And sometimes, even if they do know how to manage their finds well, they still won’t have enough references or backing to convince the investors to pour more funds in the business.
  • Lack of Financial Records and Books of Accounts in SMEs: Lack of financial books and credit history is another major reason why investors are hesitant to aid SMEs. As most SMEs use cash transactions and don’t maintain proper books of accounts, it becomes difficult to analyze and see a firm picture regarding the financial status and potential of the business. And this, in turn, makes SMEs a high credit risk.
  • Lack of Credit History and Conventional Banking Standards: SMEs often have little to no credit history thanks to their lack of official financial records and cash transactions. Plus, SMEs concentrate more on their business model than establishment. And both these factors make it hard for banks to analyze the business’s credit reliability, which consequently makes banks and other financial institutions steer clear of such investments. Plus, in the Internet age, SMEs have even leaner establishment boundaries and logistics, which aids their business’s growth. However, conventional banking standards still don’t consider these factors and can only see a credit risk in the lack of elaborate establishment of the business. Hence, banks (again) are not willing to risk pouring funds into SMEs.

Managing Working Capital

Working capital management refers to managing the assets and liabilities that SMEs already have. And effective working capital management is more or less what stands between a startup remaining solvent or going insolvent. So here’s what should be looked out for in order to implement the effective management of working capital in SMEs:

  • Educate SMEs on Effective Working Capital Management: Even if the working capital of a small business is lean, effective management of those funds can be stretched for maximum use and productivity within the business. And, since many new entrepreneurs lack experience here, they should first and foremost be educated on effective financial management practices.
  • Keep an Eye on Cash Management: Careless cash management can ring the death knell for small businesses. Hence, keeping a careful eye of the management of funds and cash usage in day-to-day business transactions is vital. Maintaining regular, clear, and detailed financial records and books of accounts is a good first step to efficient working capital management.
  • Adopt New Technologies: Depending on the type of business, SMEs should not be shy to adopt relevant innovations and technologies into the business. Especially include technologies that reduce costs as well as help SMEs keep track of their finances.

Getting Access To Working Capital

SMEs, in spite of the challenges they face, can still gain access to working capital, even if not as quickly or as much as they require. Here’s how:

  • SMEs should maintain clear financial records. For, information asymmetry is one of the main reasons banks and financial institutions are deterred from investing in SMEs.
  • The Government has already put into effect various schemes and benefits that SMEs can avail. However, most SMEs are not aware of them. Becoming aware of these schemes would give SMEs easier access to the much-needed funds they require for growth.
  • Delayed payments in the course of business should be strictly supervised and reduced as much as possible.
  • Choose NeoGrowth Credit Pvt. Ltd. which will help in securing working capital and empower businesses.

Governments have mostly already started working towards closing the gap between the available funds and required funds for SMEs. However, more still is left to do. On every side though – the banks, the Government, as well as the on the SMEs’ side – improvements in organization, management, and adoption of new innovations and technologies are necessary to close this gap and help SMEs gain access to the required working capital.


NeoGrowth Credit Pvt Ltd can help you get business loans. For more information refer here : https://www.neogrowth.in/applyNow/

You can also download NeoGrowth-business-loans PDF file for your reference.

Post By NeoGrowth Credit – Business Loans specially created for Retailers & Online Sellers

For more Information – email us on digital@neogrowth.in

Or Give Missed Call @ 08080861166